Consumer

CIMS: Reshaping the future of credit reporting

The credit industry is undergoing its most significant transformation in decades due to the Financial Conduct Authority's (FCA) Credit Information Market Study (CIMS), finalised in December 2023. This blog outlines [...]

Latest Blog Posts

Commercial What current and future regulations relate to Financed Emissions?

Financed emissions are becoming a focal point for regulatory frameworks as governments and international bodies push for greater transpa [...]

Commercial Is there a solution? Commercial lending's Financed Emissions challenge

The issue of calculating financed emissions in commercial lending is indeed complex, but several frameworks and methodologies have emerged [...]

Consumer CIMS: Reshaping the future of credit reporting

The credit industry is undergoing its most significant transformation in decades due to the Financial Conduct Authority's (FCA) Credit I [...]

Consumer Understanding Financed Emissions: The 95% Carbon Footprint

Did you know that a staggering 95%¹ or more of a bank's carbon footprint comes from its financed emissions? This means the vast majority [...]

Consumer Measuring the Invisible: How Banks Calculate Financed Emissions

It's a striking statistic: over 95% of a bank's climate impact often stems from the emissions of the companies they finance—their 'finance [...]

Consumer Navigating PS24/2: Best Practices for Lenders

PS24/2 has changed the game for borrower support. Understanding and implementing these new regulations is essential for protecting your [...]